and we're looking for brave partners
to join us
We provide funding to fintechs and assist in their development and rapid growth. We also build our own fintechs from scratch. We combine the spirit of start-ups with the power of a global company, Société Générale.
KB SmartSolutions is a subsidiary of Komerční banka. We’re blending the best of fintechs and traditional bank in order to build financial services of the future. We believe in "client first", but also in "money makes the world go round".
We'll provide you with needed infrastructure, including our API.We’ll work with you to test your new technologies and services. What’s more, you’ll be able to verify and fine-tune the functionality of your products and services using real data.
We can assist and advise you all along the way. We will quickly test how the market responds to your ideas. If the feedback is positive, we’ll roll up our sleeves and together we’ll do whatever it takes to reach your goals.
We’re able to address 2.4 million customers in the Czech Republic who are accustomed to traditional financial services delivered with premium care. Because we are also a part of the Societé Generále group, we could reach even millions more customers on four continents.
From initial investment and funding growth to providing working capital, all the way to exit, we’re able to assist you in every stage of our joint project.
We know what are the needs of our clients and thanks to our partnerships with start-ups we are able to fulfill these promptly and flexibly.
Jaroslav Vích
CEO & Founder ENVIROS
As the newest among KB SmartSolutions’ acquisitions, ENVIROS has experienced only a few months of joint activity, specifically with KB Advisory. ENVIROS and KB Advisory both have common focus on energy and environmental projects, especially sustainability and ESG, including the funding of these projects. We have realised that both our teams share not only a common strategic goal, but also a compatible business spirit and employee climate. The first period has been in the name of harmonisation of processes and joint communication. It has been confirmed that the original intention, i.e. the merger of two companies with similar direction and goals, was correct. The range of activities we can now offer has a much wider scope, and our position is stronger and more stable.
Adam Šoukal
CEO & Chairman
Roger
Komerční banka is the leader in cooperation with fintechs in the Czech Republic. Mainly due to its specialized subsidiary called KB SmartSolutions that has a great deal of autonomy. We decided to collaborate with KB because we already verified within the pilot that the KB Group is fully able to integrate Roger's products into its product portfolio and become really strategic investor for us. We work intensively with KB SmartSolutions because it contributes to the integration and operation of our services into KB's portfolio. KB SmartSolutions’ team has a very similar mindset as Roger's team and therefore our communication and cooperation works very well.
Petr Volný
CTO & Co-Founder
Upvest.cz
We were surprised regarding the high standard at which KB SmartSolutions was established, seeing it as a platform for future investments in start-ups for Komerční banka. The role of the company developer, which forms the link between the bank and us, is clearly defined and performed with maximum commitment and professionalism. KB SmartSolutions creates an environment for growth of our company by actively participating in the search and realization of synergies between us and the bank. In general, Komerční banka thought through the strategy of investing in innovative products, both in terms of acquisition. Above all, during the cooperation period for the investment horizon. It's the smartest money we could make.
Jan Laštůvka
CEO & Founder
Lemonero
KB SmartSolutions was basically our initial contact with Komerční banka. Already from the first discussion we found out that we have a very similar opinion on how to further develop and scale business of Lemonero. Because if we want to think about a partnership of this type at all, we need to be sure that we click together on certain things. Of course, we had this feeling with KB SmartSolutions, not even mentioning that they certainly understand their work, perform it at a high standard and, last but not least. The KB SmartSolutions’ team also possess important moral values, which we at Lemonero consider as highly important.
"Banks and fintechs are allies more than competitors. We want alliances that benefit everyone – banks, fintechs and, most of all, clients."
"It’s the same as in nature. Those who ultimately survive on the market are not the biggest or strongest ones but those most open to change."
start-up scout
company developer
company developer
company developer
company developer
Office&Communication Manager
Trainee
CEO & Founder Finbricks
CEO & Founder KB Advisory
CEO & Founder ENVIROS
CEO & Founder Platební instituce Roger
CEO & Founder Upvest
CTO & Founder Upvest
CEO & Founder Lemonero
CPO & Founder Lemonero
Doesn't matter. We're looking for any ideas that can help us provide some extra benefit to our customers, like automatic scanning of their invoices or biometric identity verification when they open a new account.
First of all, get in touch with Tomáš using the contact form below. Tomáš will set up an appointment with you, and together you can discuss possibilities for collaboration. If you find common ground, Tomáš will work with you to prepare your presentation for our innovation board.
All projects are evaluated individually, and we believe every great idea deserves a closer look. Get in touch even if you're still developing your product.
One of our colleagues will become part of your team and she or he will be your direct connection to the parent company KB. We’ll develop our project together, including its implementation and introducing it to KB’s clients.
We would be glad to get to know more about you and your project and we are certainly going to get in touch with you.
Tomáš Michálek
Start-up scout
tomas.michalek@kbsmart.cz
Tomáš is a real fan of each and every prospective partner. Do not hesitate to ask him in case of any question regarding our potential partnership. You can also directly send him your project materials. He is going to thoroughly go through all of them and will surely get in touch with you to plan the initial meeting.
Zuzana Hollmannová
Office & Communication Manager
zuzana.hollmannova@kbsmart.cz
Zuzka passionately takes care of Public Relations and media communication. She will gladly answer your questions about our mission, our team, our fintechs, start-ups and partnerships and our future plans.
KB SmartSolutions, s.r.o., with its registered seat at Václavské náměstí 796/42, Nové Město, 110 00 Praha 1, Company Number: 02021161, registered in the Commercial Register maintained by the Municipal Court in Prague, file number C 306446, is, as a controlled person, a member of the Komerční banka Financial Group group. The controlling entity of the group is Komerční banka, a. s., with registered seat at Na Příkopě 969/33, 114 07 Praha 1, Company Number: 45317054. This notice is made in accordance with the provisions of § 79 para. 3 of Act No. 90/2012 Coll., on Commercial Corporations, as amended.
